Built for Nigerian Professionals

Your money, finally in focus.

ClearPulse automatically syncs your transactions from all your bank accounts and turns them into a clean, unified dashboard. Check your live balances, keep cash budgets on track, and see your exact categories — all on autopilot with zero manual entry.

No credit card
60-second setup
Cancel anytime

Total Balance

₦18,450,000

4 banks + cash wallet

Spent This Month

₦620,000

5 categories

Linked Accounts

Live
KU

Kuda Bank

synced 2h ago

₦3,100,200

GT

GTBank

synced 5m ago

₦12,450,000

OP

OPay

synced 10m ago

₦679,300

Securely integrates with your favourite banks via Mono

GTBank
Kuda
OPay
Zenith
Access
UBA
Read-Only Access
The Problem

Ever wonder where your money went?

You earn money. You spend it. But at the end of the month, it's hard to explain where it all went. Most people don't have a clear picture of their spending — not because they don't care, but because it's hard to track.

01

Hidden Spending

You check your bank balances regularly, but still can't explain what categories are draining your accounts.

02

Manual Overhead

Tracking expenses manually in spreadsheets feels like a chore, leading to skipped entries and abandoned logs.

03

Micro-leakage

Small transfers, minor subscriptions, and POS charges add up silently, slipping under your radar until your balance is gone.

Consolidation

Unified balances across all your accounts.

Logging into four different apps just to calculate your net purchasing power is exhausting. ClearPulse aggregates your balances from GTBank, Kuda, Zenith, OPay, and more into a single live dashboard.

  • Multi-Bank Integration: Secure read-only connections aggregate accounts in one feed.
  • Cash Wallet Support: Record physical cash transactions so your financial overview is always complete.
  • Automatic Refresh: Live balances and histories sync in the background without manual effort.

Linked Accounts

Live
KU

Kuda Bank

synced 2h ago

₦3,100,200

GT

GTBank

synced 5m ago

₦12,450,000

OP

OPay

synced 10m ago

₦679,300

Intelligent Budgeting

Track your cash flow without updating spreadsheets.

Traditional budgeting methods fail because logging expenses manually is tedious. ClearPulse automatically categorizes your transactions as they happen and tracks them against your set category limits, warning you before you overspend.

  • Auto-Categorization: Transactions organize into categories like food, utilities, and transport instantly.
  • Budget Warnings: Clear progress indicators flag warnings before you exceed limits.
  • Historical Trends: Compare your monthly spending volumes and inflows at a glance.

Monthly Budget Limit

84% Used
Food & Dining₦126,000 / ₦150,000
Starts 1st of month₦24,000 remaining
Categorization Engine

Smarter rules for flawless sorting.

Generic bank narration codes and POS merchant descriptions can be messy and confusing. ClearPulse lets you create custom, priority-based rules to auto-categorize recurring transfers and transactions exactly the way you want.

  • Pattern Matching: Create target rules matching transaction narrations or merchant descriptions.
  • Priority Sorting: Higher priority rules execute first to map complex payment records correctly.
  • Instant Toggles: Enable or disable rules with simple toggles to process future syncs.

Smart Categorization Rules

IF Description Contains"SPAR"
Categorize asFood & Groceries
IF Description Contains"UBER"
Categorize asTransport
Tailored Guidance

Personalized insights, not generic advice.

Standard personal finance suggestions don't fit real-world cash flows. ClearPulse analyzes your habits nightly to deliver context-specific, helpful insights to optimize your financial habits.

  • Pattern Alerts: Get notifications on major utility shifts or cash flow warnings.
  • Savings Targets: Dynamic guidance suggestions based on actual income frequencies.
  • Interactive Feedback: Rate suggestions to improve the accuracy of daily recommendations.
Daily Insight

Smart Capital Check

“Your average monthly transport spend has increased by 18% over the last 2 weeks, primarily driven by ride-hailing transactions. Consider mapping a transport budget warning alert.”

Was this insight helpful?
Bank-Grade Security

We can see. We cannot touch.

ClearPulse connects to your Nigerian bank accounts in strict read-only mode via Mono open finance. We can never initiate a transfer or touch your money.

🔐

Read-Only Access

Regulated API connectivity. No login credentials stored. No funds movement possible.

🛡️

AES-256 Encryption

Your credentials and transaction data are fully encrypted at rest and in transit (TLS 1.3).

👁️

Zero Data Sales

Your data is strictly yours. We do not sell or share your transaction descriptions or balances. Period.

How It Works

60 seconds to total clarity

Connect once. ClearPulse handles everything automatically from that point on.

01

Create your account

Sign up in under 60 seconds. We only need your name and email to begin.

02

Connect via Mono

Securely link your bank accounts using Mono's CBN-regulated read-only open banking API. We never see or store your login credentials.

03

Track automatically

Your live balances, transactions, and categories organize automatically. No spreadsheets. No manual entry. Complete clarity.

FAQ

Questions we always get

Stop guessing. Start knowing.

Join Nigerian professionals who've finally taken control of their financial picture.

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